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i got an emails a couple of days ago about winning some Toyota lottery here r the emails
————————————————————————————————————————————
TOYOTA INTERNATIONAL LOTTO (HEADQUATER)
Award Desk Department Affiliate.
China Branch #Room 2904,29floor.Exchange Office
Tower, N0 189 Nanjing Road Helping District, Tianjin, China.

Dear sir/madam,

We are pleased to inform you of the announcement made today, You are among the winners of the TOYOTA
CAR INTERNATIONAL PROMOTION PROGRAM participants were selected through a computer ballot system
drawn from 2,500,000 email addresses of individuals and companies from all part of the world as part of our
electronic business Promotions Program.

As a result of your visiting various websites we are running the E-business promotions for. You/Your Company
email address, attached to ticket number 523-958-2261, with serial number TL-909-P874E-69CN, lucky numbers
04, 07 29, 44, 42, 30 and Bonus number 39, Your INSURANCE Number: FLS433/453L/GMSA, Batch
N0:- 538901527-BB67 and consequently you won in the Second Category of the TOYOTA FORTUNE LOTTO DRAW.

You have therefore been approved for the payment of the sum of US$500,000. 00 in cash, including a Toyota
car which is the winning present /amount for the Second category winners. This is from the total prize money
of US$2,650,000.00 shared among the international winners in the Second category.

CONGRATULATIONS!!!

Please be informed that your won fund of the sum of US$500,000.00 is now with the payee center. Contact our
agent and give them your full names so that they will re-insure your winning fund under your full names.
Together with the port where your winning car should be shipped to.
To begin your claim, please call our claim agent or send email immediately to:-Certificate Agent, Toyota Email Lotto

Mr. Ming Lee
Email: toyotaagentlee@aol.com
Email: toyota_awardnotification@yahoo.cn
Direct line : 0086- 15986392642
Telephone: 0086- 13710948051
NOTE: In order to avoid unnecessary delays and complications, Please quote your

1. Full name
2. Address / contact number
3. Country of origin
4. Age
5. Occupation
6. Tel/fax.

Sincerely ,
Mrs. Ing Chunny Liu
Hon Online Coordinator
———————————————————————————————————————–
then i sent this ( i tried to bait him a little )

il send you my info, but 1 queston. what is with your email? not @ toyota.com?

then they sent this to me
————————————————————————————————————————-
Dear winner,

You can still contact us with this address also, minglee@toyotacn-asia.com .

Thanks.

sounds like a scam im pretty shure it is.. any advice on what i should do?

i was just checking my emails as a regular person would do when bored when i read this…i will paste this here word for word, and please help tell me the truth
From:
Toyota Promotion Award

Toyota Promotion Award
Customer Service Department
Affiliate of Toyota Branch China.
28 Tanfield Road Tiaxiu lio Beijing China

PRIZE AWARD NOTIFICATION

DEAR WINNER

We are pleased to inform you of the announcement made today, You are among the winners of the TOYOTA CAR INTERNATIONAL PROMOTION PROGRAM Participants were selected through a computer ballot system drawn from 2,500,000 email addresses of individuals and companies from all
part of the world as part of our electronic business Promotions Program.

As a result of your visiting various websites we are running the E-business promotions for. You/Your Company email address, attached to ticket number 719-226-1319, with serial number 902-66 drew the lucky numbers 05,12,30,11,17,43 and Bonus number 10 , Your INSURANCE Number: FLS433/ 453L/GMSA and consequently you won in the Second Category of the TOYOTA FORTUNE LOTTO DRAW.

You have therefore been approved for the payment of the sum of US$500,000, 00 in cash, including a Toyota car which is the winning present /amount for the Second category winners.

This is from the total prize money of US$12,650,000.00 shared among the international

winners in the Second category.
CONGRATULATIONS!!!

Please be informed that your won fund of the sum of US$500,000.00 is now with the payee center. Contact our agent and give them your full names so that they will re-insure your winning fund under your full names. Together with the port where your winning car should be shipped.

To begin your claim, please call our payment centre or send email immediately to:-

China Citic Bank
TELEX TRANSFER SECTION
41 Xianghu Road, Guangdong Province
Peoples Republic of China
Contact: Dr. Yang Lou
EMAIL: awardpaymentfiles@126.com
TEL: +861 3423 1638 52
TEL: +861 3423 1635 75

NOTE: In order to avoid unnecessary delays and complications, please remember to quote your reference and batch numbers and other information provided above and below in every one of your correspondences to our payment centre.Congratulations” once again from all our staff and thank you for being part of our

promotions program.

Sincerely,
Mrs Joy Sue
Online coordinator
Toyota Promotion Award Team.
www.toyota.com.cn

and i think a genuine email wouldn’t write ‘center’ wrong, right??
please help and if it is true i will give u some money ….well i suppose it is not true so i will just give you the 10 pointer for answering sincerely…thankz
ya it seems like spam, wish it wasn’t, and yes i know it is made in japan…and i guess this is phishing or piracy..i forgot which..anyway if only it was true v__v
but they only asked 4 a name..like how would they actually gain anything by that if it was spaming

Toyota Car Lottery International Promotions China
Customer Service Department
Toyota Motor Corporations, China.
28 Tanfield Road Tiaxiu lio Beijing China
PRIZE AWARD NOTIFICATION

DEAR Sir/Ma,

We are pleased to inform you of the announcement made today, You are among the winners of the TOYOTA CAR INTERNATIONAL PROMOTION PROGRAM Participants were selected through a computer ballot system drawn from 2,500,000 email addresses of individuals and companies from all part of the world as part of our electronic business Promotions Program.

As a result of your visiting various websites we are running the E-business promotions for. You/Your Company email address, attached to ticket number 719-226-1319, with serial number 902-66 drew the lucky numbers 05,12,30,11,17,43 and Bonus number 10 , Your INSURANCE Number: FLS433/ 453L /GMSA and consequently you won in the Second Category of the TOYOTA FORTUNE LOTTO DRAW.You have therefore been approved for the payment of the sum of US$1.M, in cash, including a Toyota camry car, which is the winning present /amount for the Second category winners. This is from the total prize money of US$40.6M shared among the international winners in the Second category.

CONGRATULATIONS!!!
Please be informed that your won fund of the sum of US$1.M, is now with the payee center. Contact our agent and give them your full names so that they will re-insure your winning fund under your full names. Together with the port where your winning car should be shipped to.
To begin your claim, please call our claim agent or send email immediately to:-
Mr. Phills Cooper
Foreign Services Manager/Representative,
Toyota Motor Corporations China,
EMAILS: phills.toyotaloto@live.cn
toyotamotor.agent@gmail.com
Tel/Fax: +8613418197612

1. Full Name:
2. Address:
3. Occupation:
4. Age:
5. Sex:
6. Nationality:
7. Country of Residence:
8. Telephone/Fax Number:

NOTE: In order to avoid unnecessary delays and complications, please remember to quote your reference and batch numbers and other information provided above and below in every one of your correspondences to your claiming agent.
Congratulations” once again from all our staff and thank you for being part of our promotions program.
Sincerely,
Madam Sophia Lang
Online coordinator
www.Toyota.com.cn

[urnlbjjujk5]

toyotalottercoperations@gmail.com
to me

Reply

Follow up message
Toyota Japan Lottery Award
Customer Service Department
Affiliate of Toyota Branch China.
28 Tanfield Road Tiaxiu lio Beijing China
PRIZE AWARD NOTIFICATION
DEAR Sir/Ma

We are pleased to inform you of the announcement made today, You are among the
winners of the TOYOTA CAR INTERNATIONAL PROMOTION PROGRAM Participants were
selected through a computer ballot system drawn from 2,500,000 email addresses
of individuals and companies from all part of the world as part of our
electronic business Promotions Program.
As a result of your visiting various websites we are running the E-business
promotions for. You/Your Company email address, attached to ticket number
719-226-1319, with serial number 902-66 drew the lucky numbers
05,12,30,11,17,43 and Bonus number 10 , Your INSURANCE Number: FLS433/ 453L
/GMSA and consequently you won in the Second Category of the TOYOTA FORTUNE
LOTTO DRAW.
You have therefore been approved for the payment of the sum of US$0750,000, 00
in cash, including a Toyota car which is the winning present /amount for the
Second category winners. This is from the total prize money of US$12,650,000.00
shared among the international winners in the Second category.
CONGRATULATIONS!!!
Please be informed that your won fund of the sum of US$750,000.00 is now with
the payee center. Contact our agent and give them your full names so that they
will re-insure your winning fund under your full names. Together with the port
where your winning car should be shipped to.
To begin your claim, please call our claim agent or send email immediately to:-
Dr Mark Joe Foreign Services Manager,
Transglobe Finance Securities
EMAIL:mark_joe@yahoo.cn
1. Full Name:
2. Address:
3. Occupation:
4. Age:
5. Sex:
6. Nationality:
7. Country of Residence:
8. Telephone/Fax Number:
NOTE: In order to avoid unnecessary delays and complications, please remember
to quote your reference and batch numbers and other information provided above
and below in every one of your correspondences to your claiming agent.
Congratulations” once again from all our staff and thank you for being
part of our promotions program.
Sincerely,
Mr MARK JOE
Online coordinator
www.toyota.com.cn

[knyp3u6t11s]

How Do You Know You’ve Got The Cheapest Car Insurance Quote?

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Home Page > Finance > How Do You Know You’ve Got The Cheapest Car Insurance Quote?

How Do You Know You’ve Got The Cheapest Car Insurance Quote?

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Posted: Apr 03, 2010 |Comments: 0
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When you want to get the cheapest car insurance quotes, there are many people that make the same mistakes and think they are getting the lowest rate quotes. The first thing that many people will do is call the same agent that their parents or friends use. That is likely to get you a long-winded story about something you don’t want to hear about from your childhood or a wreck your friend had and a high quote that you accept as a good deal because you think the agent has your best interests at heart.

In answer to the question, “How Do You Know You’ve Got The Cheapest Car Insurance Quote?It’s a sure thing that you not if there are not 6 or 7 sharp local agents fighting for you policy. Just because you call them on the phone doesn’t mean they will give you the cheapest car insurance quote because they don’t really know you are serious or that you might be calling anybody else. The other thing to keep in mind is that they will usually quote the highest rates first and work their way down to lower quotes, once they know they are competing against other top agents in the area.

Of course, there are always those that go online and can find cheaper quotes than what they might get over the phone from local agents. Its impossible to get a cheapest quote online because its not in there system to give, only real agents can give a cheaper quote.

There is only one way to get that cheapest quote-you have to get the local agents to compete for your business and this means you have to do it in the way to get the lowest quotes. Since they tend to be competitive and don’t like to lose, the best way to get the cheapest insurance quotes is to send 1 quote request to 5 or 6 of the sharpest local agents in your area and wait for the responses. As soon as they know there competing against there rivals they will get there pencils out to give you that cheap quote – agents don’t like to lose to there buddies.

The key thought is you that auto insurance agents don’t like to lose business to there buddy down the street and will pull out all the stops if they know your getting quotes from them also. Making up a quote request and addressing the same letter to these top agents, where they can see the other agent’s names can often bring great results and give them something to brag about at the next insurance conference or get-together meeting. Using the right tactics to get competitive quotes is just part of what you can learn, when you get expert insider advice on the insurance industry.

If you want to know how to get the cheapest car insurance quotes, you need to use the right tactics to show you are serious and comparing rates. This is especially helpful when you are dealing with top agents that know the best car insurance quotes are saved for those that know how to get them in a competitive mode.

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Is There A Big Deal About Online Life Insurance Quote?

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Home Page > Finance > Insurance > Is There A Big Deal About Online Life Insurance Quote?

Is There A Big Deal About Online Life Insurance Quote?

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Posted: Mar 21, 2010 |Comments: 0
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The Internet provides a venue or a channel where you can get information easily and without any hassle.  The same level of ease and convenience applies when you shop for the most competitive life insurance rate.  You have to note that insurance companies are always in a wild state of fierce competition among themselves.  This is why almost all insurers have websites or online presence.  And this is also the reason why you can easily pull online life insurance quote from your preferred insurance company.  So what’s the big deal about these online quotes for life insurance?  Here is an overview about this service which you may find helpful.   

First of all, getting online life insurance quote today is free.  There is no catch if you want to know the current life insurance rate provided by a particular insurance company.  All you need to do is to provide some basic personal information and answer a few health related questions.  Once you finished filling-up the online form, an online quote will be presented to you.  In fact, the best online insurance quote company will be able to provide several quotes for your single query.  So it would be easier for you to compare different rates, terms, and benefits provided by several insurance companies.  In today’s busy world, such service can be very valuable because it will allow you to save time shopping for the right life insurance.  

When you search for the best life insurance rate and policy, it is very important to know how much money is included in the death benefit.  It is very crucial for you to determine how much your family needs to live in relative comfort.  Do take note that life insurance is not about you but it is more about taking care of the welfare of your family.  In the event of your death, your insurance should be able to cover financial obligations so that your spouse will be spared from too much financial stress.  If you will listen to most insurance experts, it is always best to have insurance that will also cover and provide for the college education of your children.  These are the reasons why it is very important to know the amount of death benefits that your family will get from your insurance.  

There is no denying the fact that the cost of living nowadays is very expensive.  No matter where you live, you will be saddled with higher cost of living, high prices, and increasing insurance cost.  That is why you need to shop carefully and get the most affordable life insurance rate with the best benefit.  This could be very challenging but with the existence of online insurance providers, getting favorable life insurance quote would be a lot easier.  By utilizing online quotes, you will be able to reap more benefits from your policy and save a lot of money in the long run.  Because life is hard and unpredictable, today is the best time to get life insurance.  You will have better peace of mind if you know that the future of your family will be secured.

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Are you looking for the best and most favorable life insurance rate ? Visit our website today and take advantage of our highly reliable life insurance quote services so you can get the best insurance policy for your family.

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What other type of insurance i can sell with my life insurance license?
I have a policy already through liberty life insurance how do i look it up on the internet
Is it possible for an individual to have max life insurance coverage from different insurers?

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Small Business Insurance: It Couldn’t Be Easier To Arrange It

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Home Page > Finance > Insurance > Small Business Insurance: It Couldn’t Be Easier To Arrange It

Small Business Insurance: It Couldn’t Be Easier To Arrange It

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We know what it’s like to run a small business. Sometimes it seems like every minute of every day is taken up with the 101 things you have to do just to keep the show on the road. So the very last thing you want to think about is small business insurance.

It wouldn’t be so bad if it was just one simple job. But with an insurance policy for this risk and an insurance policy for that risk and an insurance policy for some other risk, it can easily seem like a never ending process. So it’s easy to understand why some people just end up just taking a chance and carrying on regardless without any proper small business insurance cover.

But it’s a big chance to take. Without small business insurance, a break in, a burst pipe, a fire, even (or perhaps that should be especially) a claim for damages from an unhappy or unfortunate customer could be more than enough to close your business down. Maybe just for a few days. But if the costs are too high, then maybe for ever.

And it’s a chance you don’t need to take. Because these days it couldn’t be easier to arrange all of the small business insurance cover you need in one place, in one go, in literally a matter of minutes.

You just need to find a broker who’s already taken the time and trouble to work out the specific insurance needs of different types of business. A broker who can offer you a small business insurance package that meets the requirements of your business precisely – a package that includes all the policies you do need and none of the ones you don’t.

And if that broker operates online, you can expect to pay a lot less in premiums than you might have thought.

Put it to the test. Get an instant small business insurance quote right here.

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For further information on Public Liability Insurance and Business Insurance for UK contractors and professionals please contact Coulson Pritchard Associates directly on 0870 752 5455 , 01480 470220 or visit at www.companyinsurance.co.uk

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Automobile or car insurance rates and quotes are never going to be the same for each company. There are a lot of variables between plans. And of course if you are already insured you can stay with your current auto insurance company or go with a new insurance company, but low cost or cheaper rates may be a very good reason to switch to another insurance company. Once you do become insured with any company and you have an accident or theft, for example, and you need to phone your car insurance agent you want to know that he or she’ll be available and ready to help no matter what your needs are and no matter what time of the day or night it is.

Many insurance companies do offer lower or cheaper insurance rates or more affordable rates than other companies with the very same type of policies. You want to make sure to out exactly how much the deductibles will cost and what conditions are attached to them. You also should consider the longevity with your current company, especially if you have a good record with them in case the length of your current insurance coverage plays a part in the rates you have now or other variables in your policy that might be different and more valuable to you than with any new company — even if it’s at a lower or cheaper rate.

Most, if not all, single line and multiple line companies offer discounts and other great benefits for carrying multiple car insurance policies and discounts for other lines of insurance in the same household.

For students, in the U.S. many insurers offer a good grade discount to students with a good academic record and resident student discounts to those who live away from home. Senior drivers are often eligible for retirement discounts reflecting lower than average miles driven in this age group.

You can also find a number of insurance companies that offer discounts to good drivers. This is another good reason to concentrate on driving defensively and keeping focused on your driving. Avoiding accidents will keep definitely your insurance costs down. Make sure to keep the kids quiet so you can concentrate on your driving. Keep them busy with quiet car games that are kept solely for this purpose or give rewards for quiet or good behavior. Every auto insurance company has low cost deductions; make sure you ask what they are.

If you haven’t had any accidents that were your fault and you are a good driver, then be sure to consider getting a higher deductible so you would pay out a larger amount of money in the event you do have an accident that is your fault but will still save on your insurance premium. You do want to compare and compare the cheap car insurance quotes that you do get. Some of them may be very similar but some quotes could be quite different. It’s surprising to see how much they can vary from company to company.

Teenage drivers who have little or no driving record to speak of will have higher car insurance premiums. But the young drivers are often offered discounts if they take further driver training on established or recognized courses. The UK has one called the Pass Plus scheme. In the US you may have to do a little more research. Some car insurance companies offer special discounts for women too so if you are female be sure to ask if they have any.

These are just some of the best tips that can help you save money on your auto insurance and give you some idea of what to ask and of what to look for when you’re trying to get a cheap car insurance quote. If you know of someone who wants to get cheaper car insurance quotes but they don’t have or don’t know how to use a computer, why not volunteer to help them get a few online cheap car insurance quotes. And remember you want to get the best quality car insurance with the cheapest auto insurance rates and the best customer service.

Vehicle, truck, auto or car insurance is something everyone who drives a vehicle has to have but many people end up paying too much for their auto insurance and they’ll never know they’re doing so. Saving money on your car insurance is one of the easiest things you can do and often is one of the most overlooked ways to free up more money for your household expenses or other necessities. There are many things to consider when you’re looking for free, cheap car insurance quotes online between the many car or auto insurance companies in business today. Spending a little time researching online will pay off in huge discounts and lower or cheaper car insurance quotes, rates or prices.

You also may want to consider the longevity you have with your current company, especially if you have a good driving record. It’s good to know this just in case the length of your insurance coverage plays a part in the rates you have now or other variables in your policy that might be different and more valuable to you than with a new company — even at a lower or cheaper rate. Keep in mind that insurance companies do change their rates now and then so the quote you got yesterday may not be good today. Many insurance companies will offer lower or cheaper auto insurance rates or more affordable rates than others with the same or similar type of policies.

Auto or car insurance rates and the quotes from different companies are rarely identical; there are many variables in the plans. Of course if you’re already insured now you can choose to stay with your present auto insurance company but low cost or cheaper rates may be a good reason to switch to another insurance company. You will definitely want to compare insurance policy features. Make sure to compare the wide range of deductibles that are offered and compare the level of coverage they provide. This can vary a lot.

If you don’t have a good driving record you may not be able to get the deductible you’d like, so make a good attempt to focus on turning your driving record around to lower your insurance costs. Several car insurance policies or plans rely on a reasonable estimation of the average annual distance that is expected to be driven. This is provided by the insured. This discount really benefits drivers who drive their cars infrequently. Most of the single line and multiple line companies offer good discounts and other great benefits to the policyholder for carrying multiple car insurance policies and other lines of insurance when in the same household.

If you’ve always been with the same insurance company, don’t just assume you’re getting the best rate. Make sure to compare features and compare the quick quotes you can get online from other companies. Generally insurance premiums tend to become cheaper at about the age of 25. You can easily visit insurance company websites and get the free cheap car insurance quotes in just minutes. You’ll need to give them some basic information about your car insurance history, your current situation and what your needs are in terms of your policy.

Now if you haven’t had any accidents that were your fault and you’re a good driver, consider getting a higher deductible so you would pay out a larger sum of money in the event you have an accident that is your fault but still save a lot on your insurance premium. You can also find car insurance companies that offer discounts for good driving.

If you’re over 50 years of age, you and your spouse, if you have one, can become members of the American Association of Retired People (AARP) for only $12.50 a year if you are US residents. They deeply discount insurance and are currently affiliated with just one insurance company, thus able to give you a good online cheap car insurance quote. You want to compare, compare and compare the cheap car insurance quotes that you do get for the cheapest; some may be similar but some quotes could be quite different.

Get as many online car insurance quotes as you can find time for and you should be able to come up with some of the best, free, online, cheap car insurance quotes available today. These are just a few of the best tips that can help you save money on your auto insurance and give you an idea what to ask and look for when you’re trying to get a cheap car insurance quote.