Would a HDHP/HSA insurance plan be good for me?
i’m self-employed. in the third year of my company and i’m not very profitable yet, so i don’t pay tax. i don’t have a salary or anything…just one business account for everything. 31 years old. good health. need some dental work.
would an hdhp/hsa be good for me? i am interested in alternative medicines, etc.
are these plans for people who make money? i don’t make that much, but i have to have health insurance. is the hdhp the same price as a traditional plan and the hsa is whatever extra you have…my traditional plan now with assurant is way too high.
i guess basically i need to know if hdhp + hsa >,=, or < traditional plans generally.
how much would i pay a month?
who offers these plans and where do i get a quote online?
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no
Truthfully I don’t know much about those plans, but my dad does own a small business and has to purchase health insurance for our family.
He got the best prices by calling an agent and having them give him quotes. You will have to meet with the person, but we would just call one of the people who sells multiple kinds of plans… like BCBS, United Health, HealthLink, etc… you get the point. Anyway, they are pretty desperate to sell anything right now so they found him some pretty good deals.
Online tended to be the crappiest deals… aimed at the people who didn’t want to actually take the time to do any research. But there are lots of people out there who want to sell you insurance, and they will try to find you a deal you can afford and they can sit down and explain all of the options.
YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here
http://www.HealthInsuranceFree.info
to solve the problem.
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HDHP / HSA structures make a lot of sense for many individuals, especially sole proprietors like yourself (or at least that is what you sound like). Check out HDHPexpert.com for more information.